发信人: littlebaozi (枫叶愁丝), 信区: Automobile
标 题: Re: residual value是不是大约相当于lease结束时trade-in valu
发信站: BBS 未名空间站 (Mon Jun 8 12:59:58 2020, 美东)
Residual is set by the captives, it's a fixed value agreed upon signing the
If you have equity in the car by the end of the lease, it's wise to purchase
the vehicle, especially have 3rd party like Carvana or Vroom to buyout the
vehicle for you and cut you a check. On the other hand, for a lease like
essentially overpaid every month since the set residual is lower than the
true market value.
Dealers don't really care if you buyout the car or not unless you are
financing with them, for the most part. The lease returns will be possessed
by the captives as they are the original buyers and title holders of the
leased vehicles. The reason I said "for the most part" above is that some
captives require dealerships to buy back a certain percentage of lease
returns at book values (with some holdbacks potentially), therefore if the
residual is significantly higher than the market value (looking at you BMW),
dealers will be losing money. Most lease returns will go to auctions and
dealers have nothing to do with it except they may want to bid on them.
Sometimes dealers will buyout the car and write you a check if it helps to
make a new deal with you. And it happens a lot on cars like the MDX/RX350
etc. They can make money on selling those buyouts as well.
※ 修改:·littlebaozi 於 Jun 8 13:00:39 2020 修改本文·[FROM: 216.]
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